Rent vs Buy Calculator
Should you rent or buy? Compare the long-term financial impact of both options.
Your Details
Renting
₹/mo
%
%
Buying
₹
%
% p.a.
years
% p.a.
Buying Recommended
Buying becomes more economical after 12 years.
Monthly EMI: ₹34,713 | Monthly Rent: ₹25,000
Net Cost of Renting (30 yrs)
₹-90.3 L
Net Cost of Buying (30 yrs)
₹-1.0 Cr
Cumulative Net Cost Comparison
Net cost accounts for property appreciation (buying) and investment returns on down payment (renting). Lower is better.